How Brokers Can Deliver More Value with Voluntary Long-Term Disability (VLTD) When it comes to protecting income, most standard Long-Term Disability (LTD) plans fall short—especially for high earners and independent…
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Health Savings Account (HSA) Is a type of personal savings account you can set up to pay certain health care costs. An HSA allows you to put money away and…
Active Shooter Insurance (also known as Active Assailant Coverage) High-profile mass shootings over the last decade in various public and private settings and various attacks involving vehicles have often been…
Defining risk avoidance versus risk reduction: what you need to know As a business owner, you’re no stranger to risk or hard work. Starting your own business might have been…
3 Reasons Why Business Owners Needs a Life Insurance As a small-business owner or partner, you may wonder what would happen to your business should anything happen to you. …
5 Things Freelancers and Small Business Owners Need to Know to Secure Their Businesses Small Businesses and small business owners running them are the lifeblood of the American economy, making…
How Can Your Credit Score Affect Your Insurance Premiums? Your credit score is one of the most influential factors when it comes to financial outcomes in your life. Most people…
When Should I Change My Life Insurance Policy? Like other aspects of your financial well-being, you don’t want to take a “set it and forget it” approach to your life…
What is Umbrella Insurance? Umbrella insurance is extra liability insurance over existing primary limits. It is designed to help protect you from major claims and lawsuits and as a result, it…
What is long-term care insurance & how does it work? If you’re considering investing in this type of insurance, you’re probably asking yourself questions such as: “What is long-term care…
